Future Forum 2018: the highlights

Nearly 1000 people shared their views, ideas and concerns about the future of money with us on our online event, Future Forum 2018.

Over three months, we received almost 100 different ideas on topics such as closing high street banks and the possibilities of new financial technology. It led to some great debates generating more than 1000 comments.

We held this event online so more people could join in and tell us what they think our role in society should be.

We invited the most active commentators to our closing event at the Bank of England on 28 January 2019 so they could talk directly to our Governors about the future of money.

Watch a recording of the event

We’ve rounded up the highlights below.

Fintech: New technologies, old risks?

Listen to Deputy Governor for Financial Stability, Jon Cunliffe, and Tom Mutton, Director of Fintech, discuss the risks and possibilities of fintech.

Listen to podcast

Could you go cashless or only use cash for a week?

We launched Future Forum with a cash vs cashless challenge. We asked people who mainly use cash to go cashless for a week and those who rely on card to use only cash.

We also asked our Twitter followers how they pay for things. The results were:

What forms of payment do you use the most?

a.  Cash - 28.6%
b.  Card - 58.3%
c.  Cheque - 2.4%
d.  Apple Pay - 10.7%

Discover the history of money

If you want to know more about what came before crypto-assets, contactless cards and even cash, explore our timeline of the history of money.

How often do you use your bank?

We asked people on the street how often they go into their bank or building society.

Tweet asking 'How often do you go into a bank or building society?'

See a visual summary of the popular online Q&A sessions with our Governors

Visual scribe - your opinion on digital cash

Visual scribe - Bank to the future with Chief Operating Officer Jo Place

Visual scribe - Bank to the future with Chief Operating Officer Jo Place part 2

Visual scribe on youth forum with Deputy Governor Ben Broadbent

Visual scribe on youth forum with Deputy Governor Ben Broadbent part 2

Visual scribe - Banking on a new world with Deputy Governor Jon Cunliffe

Visual scribe - Banking on a new world with Deputy Governor Jon Cunliffe part 2

Visual scribe - Future of money with Governor Mark Carney

Visual scribe - Future of money with Governor Mark Carney part 2

Visual scribe - Future Forum culmination event

Visual scribe - Future Forum culmination event part 2

Visual scribe - Future Forum culmination event part 3

Visual scribe - Future Forum culmination event part 4

Visual scribe - Future Forum culmination event part 5

See pictures from the closing event on 28 January 2019

Mark Carney speaking at Future Forum roundtable

Sir Dave Ramsden at Future Forum roundtable

Joanna Place speaking at Future Forum roundtable

Future Forum commentators at the public roundtable

Future Forum commentators speaking at the public roundtable

Governor Mark Carney speaking at the Future Forum public roundtable

Sam Woods and commentators at the public roundtable

Ben Broadbent talking at the public roundtable

Cashless, contactless, frictionless – what’s next?

The EMEA managing director of Sutherland Global, Sonia Sedler, guest blogs about the future of money.

Read Sonia's blog

“Our relationships with money are rapidly evolving as money changes hands in less tangible ways: cashless has evolved into contactless, transactions are in turn becoming frictionless – so what comes next?”